3.5% interest rate
of the day

Refinance or buy and get a low interest rate of 4.250% and get a .250% or more back. Please ask a associate how.


Based on $200,000 Purchase Price & $160,000 Loan amount

4.250% receive a credit of $648*

4.375% Receive a credit of $2,232*

* all estimates and pricing are valid through 1/9/2015. rates subject to change

Becoming a homeowner

Buying a home is one of the biggest steps one will take in their lifetime. Besides for finding a home at the right price and in a good location, it is also important to find financing with a low interest rate. That is why before you start your search for your dream house you should first shop and find a loan program that fits your need.

Loan Programs

Regardless if you are a first time home buyer or a investor finding the best financing options can become very tiresome. The number one thing a buyer should look for is the interest rate because 4.00% and 4.25% can make a significant difference in how much you pay per month.
The types of loan program available are:

Fixed Rate Loans: Lock your loan with a fix low rate interest that will never change through its term. Common terms for FRL's are 10yr, 15yr, and 30yr loans.

Adjustable Rate Mortgages: A fluid loan program with rates as low as 3.50%.

FHA Loans: Government backed home loans that features down payments as low as 3% and more flexible guidelines.

Wholesale Lending

We at URI Financial, Inc. understands the importance of low interest rates when looking for financing. So we provide competitive wholesale interest rates that are generally lower than those you obtain at local retail lenders.

What most people do not know is that even with banks such as Bank of America, they have a retail and wholesale institutions with wholesale institutions providing lower interest rates. We are a wholesale mortgage company that is backed by Bank of America so we provide our customers with the same mortgage service as BofA's in the neighborhood with a lower interest rate.

Stop paying ridiculous interest rates on home mortgages and get a mortgage with a low interest rate

***Have one of our loan specialists contact you by filling out the Apply Now box***

Apply Now

PhoneGive us a call! At 1-800-URI BANK